User Agreement (Small Business and Personal Use)

Earth Class Mail™ Online Postal Mail

November 14, 2007

1. Parties.

1.1. EARTH CLASS MAIL CORP. (interchangeably referred to as "Earth Class Mail Corp.," "we", "us", and applicable possessive pronouns), an Oregon Corporation, operates the Earth Class Mail™ and related services (the "Services") and the website at www.EarthClassMail.com ("the Website"). "Earth Class Mail Corp." includes the company's owners, members, employees, officers, directors, shareholders, partners, affiliates, parent and subsidiary companies, representatives, attorneys, heirs, successors and assigns. The Services are provided to you (also "Customer") under the terms and conditions of this Agreement and any modifications to it that we may make from time to time and all other terms, conditions, rules of operation or policies that we may make from time to time (collectively the "Agreement").

1.2. As used in this Agreement, the term "Customer" means Customer, or you, as well as all users of the Services through your account, including through the use of sub-accounts that you have created, allowed to be created by other users, or otherwise have reason to know exist within your account (each, a "User"). If you are entering into this agreement on behalf of an organization, you represent and warrant that you have actual authority to bind your organization to the Agreement’s terms. You represent and warrant that you have authority to bind to this User Agreement other Users in your account as if such Users were the legal person referred to as "Customer" and "you" herein, and that you will indemnify us against any claims by such Users that are premised on assertions they are not bound by the User Agreement. You represent and warrant that you are the authorized User and (if applicable) signatory to the payment mechanism used to open and maintain your account, you agree that you are responsible for any use, activity, and charges incurred by you and Users under your account, and you authorize us to charge your payment mechanism for all charges incurred by you and any and all Users.

2. Compliance with Agreement.

This Agreement governs your use of the Services and Web sites. We reserve the right, from time to time, with or without notice to you, to change this Agreement in our sole and absolute discretion. By continuing the use of the Services, you agree to be bound by the modifications or amendments to this Agreement. If any change is found to be invalid, void, or for any reason unenforceable, that change is severable and does not affect the validity and enforceability of any other changes or the remainder of these Terms and Conditions. We reserve the right to subcontract any of our rights or obligations under these Terms and Conditions. The most current version of the Agreement, which supersedes prior versions, can be reviewed by clicking on the "User Agreement" link located at the bottom of the pages of the Website.

3. Term and Termination.

The initial term of this Agreement shall be the term for which you sign up for the Earth Class Mail services. Upon the expiration of the initial term, or any renewal term, this Agreement, along with the pricing plan last in effect, will be renewed for the same period of time as the initial term, unless you notify us in writing. Notwithstanding the foregoing, we may terminate this Agreement in our sole discretion.

4. Earth Class Mail and Related Services.

4.1. Making Earth Class Mail Corp. Your Designated Agent for Mail. "Mail" means letters and flats, packages (which include parcels), regardless of the nature of the carrier or delivery mechanism. You must complete United States Postal Service ("USPS") Form 1583 per its and our instructions, the latter at www.earthclassmail.com/redirecting-mail, in order for us to provide any of the Services. Failure to deliver to us a properly completed USPS Form 1583 or any other required information will result in any Mail sent prematurely to us being charged standard induction fees and stamped "Return to Sender".

4.2. Restricted Mail Delivery. You acknowledge and agree that we will not accept certified, registered or restricted delivery mail, package, or parcels (individually or collectively, "Restricted Delivery Mail") on your behalf unless you specifically authorized us to do so on the USPS Form 1583 that you file with us or through modifications to that form on the Website. Once you have so authorized us, we will sign for any and all Restricted Delivery Mail that we receive as addressed to you.

4.3. Postage Due. We will not accept "postage due" or COD Mail on your behalf unless you have previously arranged and paid for such acceptance with us. At our sole discretion, we may refuse to accept "postage due" or COD Mail on behalf of Customer.

4.4. Mail Forwarding or Reshipping

4.4.1. Generally. You agree that reshipped Mail is considered to be delivered, and any and all of our responsibilities with respect to it terminated, as soon as it is placed in the care of the USPS or other Mail-carrying service. This means that notwithstanding any other provision in this Agreement, once Mail has been placed in the care of a Mail-carrying service for reshipment to an address outside our facilities as requested by you, we are not responsible for your Mail, its arrival, or the speed of its delivery. You expressly release us from all further responsibility or liability with respect to reshipped Mail. You agree and acknowledge that you will not use or permit the Services to be used for any illegal purpose. Use of the Services for any other purpose is strictly prohibited and may result in immediate termination of this Agreement and Services to you without refund or reimbursement.

4.4.2. International Parcel and Package Forwarding. If you request forwarding or reshipping of Mail across national borders, you acknowledge that compliance with international laws and treaties requires us to open and inspect all packages (as well as letters and flats that appear to us to contain something other than documents) that we receive before forwarding or reshipping such packages to another country, and you grant us your consent to open any such packages that you have arranged to have delivered to us. Packages that are in our sole discretion not capable of being shipped without violation of such laws or treaties will not be shipped outside the country in which the shipment originated. For such packages, you acknowledge and agree that we are not responsible for taking any action other than forwarding the parcel or package to an address in the country from which the shipment originated and at your expense.

4.4.3. Undeliverable and Non-Returnable Mail. Mail that is insufficiently addressed for us to correctly determine the recipient but that does identify the correct account may be delivered to the unassigned mail folder of the administrator of the account. If (a) any Mail is insufficiently addressed for us to determine its recipient or we cannot for any other reason deliver the Mail to its recipient, (b) we are unable to return the item to the delivering carrier or the sender, and (c) no customer has claimed the Mail within 30 days of receipt by us, we reserve the right to open the Mail in order to determine information about the intended recipient or sender. If, after opening the Mail, we remain unable for any reason to deliver the Mail to its intended recipient or return it to its sender, we shall dispose of the Mail in our sole discretion without later compensation to anyone claiming to have been the owner. You hereby waive any rights, and release and hold us harmless from any claims, respecting such Mail that satisfies conditions (a) through (c) of this subsection.

4.4.4. Checks and Currency. You acknowledge that we are not responsible for checks delivered to us. Your remedies are limited, in our sole discretion, to recovering documented stop-check fees you may incur in the process of demonstrating to us that no one has cashed any check you can demonstrate to our satisfaction was delivered to us but was not delivered to you. You agree that we are not responsible for cash delivered to us. You acknowledge that you and your senders send cash through the mail or via carriers at your and their own risk, and you solely assume that risk.

4.5. Your Mailing Addresses.

We will provide you with one or more mailing addresses ("the Remote Addresses") for the Services. You agree not to modify or alter such mailing address. You acknowledge and agree that we have no responsibility or liability for Mail that is not properly addressed according to the format we provide, USPS specifications, or any other terms of this Agreement. You agree that if we notify you that certain mailers are using an incorrect format for the mailing address, you will timely ask such mailers to update their address information. In the event that an unreasonably high percentage of your Mail is improperly addressed to any Remote Addresses, we reserve the right either to suspend your account or to charge you with surcharges to cover the charges of manually processing such Mail.

4.5.1 Representation of Address. You agree not to represent that your Earth Class Mail address is a physical address at which third parties can find you or that third parties, whether seeking you or otherwise, may physically visit. If you list your Earth Class Mail address in media accessible to the public, such as business cards, brochures, or websites, you shall include your Earth Class Mail number on the address.

5. Customer Account.

5.1. When registering for a new account with us, you will enter a confidential password for use in accessing your account via an online web interface. Other individuals under your account will also receive passwords. You shall maintain the security and confidentiality of all passwords provided. You agree to notify us immediately if you have reason to suspect unauthorized use of your account.

5.2. Upon registration for the Services, you must provide the name, address and contact information for yourself or a Trustee, if other than you, in the event your account is terminated and your Mail and/or documents remain in our inventory.

5.3. Mail Services. You authorize us to scan the outside of your Mail; provided, however, that you acknowledge we may decline to scan the outside or contents of Mail that in our sole discretion we deem to be obscene, an incitement to hate or violence, or contrary to law. From your online account interface, you may direct us to perform the following fee-based actions in respect of your Mail (and when you so direct us, you authorize us to do so): forward to an address you specify, forward to another account, open and scan the internal contents of the envelope, shred or recycle the envelope and its contents, store the envelope and its contents, or perform any other actions that we may offer. You are responsible for all directions, orders, notifications, expenses incurred or other actions that may occur through use of your account. You must immediately alert us of any fraudulent, unauthorized, illegal or suspicious use of the Services or any other breach of security or unauthorized or illegal activity that you reasonably suspect.

5.3.1. You acknowledge that we deliver Mail to accounts; we do not warrant that Mail shall never be mis-assigned to another named user within an account or to another account and you acknowledge that in such cases we are not liable to the intended recipient and will make our best efforts to notify both the intended recipient and the unintended recipient immediately upon discovery of the error, and to remove the item from the unintended recipient's account.

5.3.2. You acknowledge that we take our customers’ privacy seriously; therefore, in the event, however unlikely, that Mail content belonging to a user outside of your account appears in your account by means other than a Transfer from the addressed user (hereafter, "unauthorized mail"), you agree not to request any action with respect to such Mail piece other than to select it via the check box associated with it and click the "Not My Mail" button and immediately notify our customer service department via http://www.earthclassmail.com/contact. You further agree not to view, read, copy, print, or otherwise distribute, disseminate, disclose, or use for any purpose any content or information on or within a piece of unauthorized Mail. You agree that violation of these terms shall expose you to legal liability, both criminal and civil, and monetary damages, as well as termination of your account and a stipulated penalty, the reasonableness of which you consent to, of all funds in your account.

5.3.3. If you share an account with one or more other users, and a Mail piece is addressed to more than one of you, we will attempt to deliver the Mail piece to the first-listed user. If a user in your account other than you requests processing of Mail addressed (solely or jointly) to you, you release and hold harmless Earth Class Mail for carrying out any and all such user-requested actions with regard to such Mail piece.

6. Service Pricing.

We provide the Services under this Agreement pursuant to prices published on the Website, including at www.earthclassmail.com/pricing ("the Pricing Page"), which is incorporated into this Agreement by reference, or as provided to you in a customized pricing schedule (as applicable to you, "Service Pricing"). You hereby subscribe to Services under the Service Pricing chosen by you. You acknowledge that you have been provided with a schedule detailing the monthly fees (hereafter, "Monthly Price Plan") and all other fees applicable to all Services. All fees charged pursuant to this Agreement are subject to change by us without prior notice. You agree to pay all Activation Fees, Monthly Price Plan fees, Mail forwarding and storage fees, and other charges incurred for the Services Pricing Schedule chosen by you (including charges incurred by persons using your account) and/or for all Services.

7. Funding Your Account

7.1 Definitions: Plan Balance, Draw-Down Balance, Account Balance and Credit Limit

7.1.1 Plan Balance is the total amount of money in your account used to pay for your Monthly Price Plan. A credit is an amount added to the Plan Balance, such as funds received from your payment mechanism. A debit is an amount subtracted from the Plan Balance, for reasons including renewing your chosen Monthly Price Plan.

7.1.2 Draw-Down Balance is the total amount of money in your account used to pay for Services in excess of or not included in your Monthly Price Plan. A credit is an amount added to the Draw-Down Balance, such as funds received from your payment mechanism. A debit is an amount subtracted from the Draw-Down Balance, for reasons including your use of Services.

7.1.3 Account Balance is the total amount of money in your account. Account Balance is your Plan Balance plus your Draw-Down Balance.

7.1.4 Credit Limit is the total amount of credit we extend to your account.

8. Billing.

You agree that we may immediately charge you for all charges or monies owed by you to us. Charges are applied as debits to your Account Balance. By using the Services, you are expressly agreeing that we are permitted to bill you charges associated with the Service Pricing, any applicable tax, customs duties, and any other charges you may incur in connection with your use of the Services. As used in this Agreement, "billing" shall indicate either a charge or debit, as applicable, against your payment method. We may change the fees and charges in effect, or add new fees and charges from time to time, but we will give you advance notice of these changes by e-mail. If you want to use a different payment method or if there is a change in your credit card validity or expiration date, you may edit your payment method information in your account. If your designated payment method reaches its expiration date, your continued use of our services constitutes your authorization for us to continue billing that payment method and you remain responsible for any uncollected amounts.

9. Suspension.

Your account will be placed in Suspension if your Account Balance plus Credit Limit falls below $0 and we are unable to complete a funding transaction. If your account is placed in Suspension, it will remain functional, but all service requests will be rejected for lack of funds and execution of pending services will be suspended. You will continue to incur charges in respect of your account. Suspension will end only upon our receipt of amounts sufficient to cause your Account Balance plus Credit Limit to be greater than or equal $0.

10. Termination.

You agree and acknowledge that we may at our sole option cancel the Services and terminate this Agreement for any cause at any time and without notice. Such notice may be provided in written, e-mail, or other electronic form. Notwithstanding the above, we may terminate this Agreement immediately for good cause. You agree that for purposes of this Agreement that the actions or failure to act of any User will be attributed to you. Good cause shall include but is not limited to:

10.1. Your account remains in Suspension for more than 30 consecutive days;

10.2. Your behavior towards our employees or other customers is offensive, abusive, violent, threatening or disruptive;

10.3. You fail to provide or we are unable to validate correct and accurate contact and personal information that we require of all customers;

10.4. You fail to cooperate or provide information in connection with any investigation undertaken by a local, state, or federal authorities, or equivalent governmental agency;

10.5. We determine that the payment mechanism provided by you is likely being or will be used in a fraudulent manner; or

10.6. You violate any provision of this Agreement or any other terms and conditions posted by us, or breach any representations or warranties made hereunder.

11. Services After Termination; Refunds.

11.1. At the time of termination, the following will be immediately in effect:

11.1.1. You will not be able to log in to your online account.

11.1.2. We will cancel execution of your pending services and delete the corresponding service requests from your account.

11.1.3. We will ship your Mail (via lowest-cost carrier) to you, an account administrator, or your Trustee until your Account Balance falls to $0 and your payment mechanism no longer provides funds. Any Mail remaining in your account after we have exhausted your Account Balance and are unable to obtain funds from your payment mechanism shall be deemed Undeliverable and Non-Returnable Mail

11.2. After termination, you agree to the following:

11.2.1. You will no longer incur charges in respect of your account. We reserve the right to use any Account Balance to pay any past due fees and other charges due.

11.2.2. Any Mail that we receive for your account will be classified as Undeliverable and Non-Returnable Mail. You waive and release us from compliance with any obligation to forward or re-mail Mail received after your account has been terminated and specifically agree that we have no obligation to forward or re-mail Mail to you except as expressly stated in this Agreement. The foregoing is intended to be a written instruction from you to us that your Mail need not be re-mailed to you as otherwise required in the USPS Domestic Mail Manual's conditions for Commercial Mail Receiving Agencies.

11.2.3. You acknowledge that you have sole responsibility for notifying mailers of a mailing address other than the Remote Addresses.

11.2.4. You acknowledge that U.S. Postal Service regulations prohibit you from filing a change of address form with the USPS after termination, and that you are prohibited from requesting that we refuse Mail or return it to sender, hold Mail during the six months following termination and return it to the post office, or redeposit Mail in the mails without new postage.

11.2.5. We will refund any remaining Account Balance to the account's designated payment method within 45 days; provided, however, that we will have no obligation to refund to you Activation Fees, periodic fees such as prepaid Monthly Price Plan charges, any monies that were charged to fraudulently obtained credit cards, are associated with use of your account for activity that in our sole discretion we deem fraudulent, or were credited to your account but not paid by you. If you terminate your account within 120 hours of your account’s creation, you may request a refund excluding Activation Fees; if you did not pay an Activation Fee, then you may request a refund less a cancellation fee of $35. If you request a refund more than 120 hours after your account’s creation or after we have received mail on your behalf, you may receive a refund of your Account Balance, but Monthly Pricing Plan fees and Activation Fees will not be refunded. No other refunds are granted except as stated expressly herein or at our sole discretion.

12. Customer-Returned Mail.

If you refuse or fail to accept Mail forwarded from us pursuant to this Agreement, you will bear any costs of return shipping and re-induction of the Mail at Earth Class Mail Corp. At our request, you must sign for or otherwise acknowledge its acceptance of all Mail sent to you by us.

13. Compliance With Laws; Your Information.

13.1. You acknowledge and agree that we cooperate with all local, state, and national law enforcement agencies with jurisdiction and will share any and all information about you and your use of the Services with such agencies and all USPS representatives and postal inspectors upon request. You acknowledge that we may also report activity associated with your Account that we reasonably believe to be fraudulent or illegal. We comply with valid legal process, such as search warrants, court orders, or subpoenas seeking personal information. These same processes apply to all law-abiding companies. As has always been the case, the primary protections you have against intrusions by the government are the laws that apply to where you live. We may share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our terms of use, or as otherwise required by law. We reserve the right to notify our customers of pending legal process unless we are prohibited from doing so by law.

13.2. You also agree to comply with U.S. laws and the laws of your own country. You will not knowingly use the Services to either receive or send illegal materials or controlled substances. You represent and agree that you will not use (or knowingly, recklessly, or negligently allow to be used) the Services for any unlawful, illegal, illegitimate or fraudulent purposes or for any other purpose not in conformity by the USPS regulations or other applicable laws, statutes, rules and regulations. If we suspect that the Services have been used for any unlawful, fraudulent, or illegal activities, we may inspect your Mail and we may immediately terminate this Agreement and Services. You specifically indemnify us and hold us harmless from any and all liability, claims, damages, losses or causes of actions arising from such inspection of your Mail or from the release of information regarding you or your use of the Services to any local, state, or national agency or to the USPS, or to a private party whose subpoena you fail to contest as specified by us. Except as provided herein, we will preserve the confidentiality of your Mail's contents with respect to third parties and will not use or disclose information contained in your Mail other than to carry out the purposes for which you disclosed that information.

13.3. Fraud Policy and Prosecution.

If we in our sole discretion suspect your application or payment method is fraudulent, or if you are attempting to cause us to ship goods to countries that prohibit such shipments, then we may in our sole discretion immediately suspend your account without refund and turn all related information over to any or all of the USPS Office of the Postal Inspector, the U.S. Federal Bureau of Investigation, the applicable State Attorney General or Embassy with jurisdiction, and other local and national law enforcement authorities. In other words, if you're thinking of using our Services to facilitate the commission of fraud or of using a stolen credit card to pay for either our Services or merchandise that you want us to forward-ship, do please think again.

14. Hold Harmless.

You agree to protect, defend, indemnify and hold us harmless from and against any and all claims, causes of action, liabilities, judgments, penalties, losses, costs, damages and expenses (including attorneys' fees and all related costs and expenses of litigation at arbitration, or at trial or on appeal, if any, whether or not litigation or arbitration is instituted) suffered or incurred by us, including, without limitation, any claim for personal injury or property damage, arising from: (i) this Agreement; (ii) the Services provided to you by us; (iii) your use or possession of the Services; (iv) the failure of any third party, USPS or any commercial delivery or courier service, to provide delivery or courier services accurately and on time; (v) loss, damage, or destruction of your Mail by any cause whatsoever whether or not attributable to our negligence or intentional act; and (vi) any violation by you of any federal, state or local laws, statutes, rules or regulations. For purposes of this Agreement, the indemnified parties shall include Earth Class Mail Corp. and its owners, affiliates, subsidiaries, parents, shareholders, members, successors, assigns, representatives, franchisees, officers, directors, agents, attorneys and employees.

15. YOU AGREE AND ACKNOWLEDGE THAT WE ARE NOT LIABLE FOR ANY DAMAGE TO MAIL, OR TO MAIL DURING OR AFTER MAILING OR SHIPMENT TO YOU. YOU ACKNOWLEDGE AND AGREE THAT THE SERVICES DO NOT INCLUDE CUSTOMS, TAXES, OR FEES AND THAT EARTH CLASS MAIL CORP. IS NOT A CUSTOMS AGENT OR BROKER. YOU ARE SOLELY RESPONSIBLE FOR THE EXPORT AND IMPORT OF YOUR PACKAGES AND SHIPMENTS. YOU ARE ALSO SOLELY RESPONSIBLE FOR THE PAYMENT OF ANY AND ALL CUSTOMS, DUTIES, TARIFFS, TAXES, OR OTHER CHARGES OR FEES OFANY NATURE RELATING TO THE SHIPMENT OF MAIL TO YOU. Any additional insurance in excess of the standard amount insured by carriers, if any, must be authorized and paid for in advance by you. You acknowledge and agree that we have no responsibility or obligation to insure any mail or shipments sent to you.

16. YOU AGREE THAT THE SERVICES ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES (WHETHER EXPRESSED OR IMPLIED). ALL IMPLIED WARRANTIES, INCLUDING WARRANTIES OF FITNESS, MERCHANTABILITY, CORRECTNESS, COMPLETENESS, CURRENCY, OR OTHERWISE ARE DISCLAIMED. ALL SPECIAL, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING FROM THIS AGREEMENT OR THE SERVICES ARE HEREBY EXCLUDED, TO THE FULL EXTENT PERMITTED BY LAW. WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, WHETHER IN AN ACTION FOR OR ARISING OUT OF BREACH OF CONTRACT, TORT OR ANY OTHER CAUSE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WE DO NOT REPRESENT OR WARRANT THAT THE SERVICES WILL MEET ANY OF YOUR EXPECTATIONS OR REQUIREMENTS NOR THAT THE SERVICES ARE PROVIDED SECURELY OR WITHOUT ERRORS. THE SERVICES ARE PROVIDED ON AN "AS AVAILABLE" BASIS AND WE MAKE NO WARRANTIES THAT THE SERVICES WILL BE TIMELY, AVAILABLE AT ALL TIMES, OR FOR A PARTICULAR PERIOD OF TIME WITHOUT INTERRUPTIONS. CUSTOMER USE AND OPERATION OF THE SERVICES OR THE WEBSITE OWNED OR CONTROLLED BY US IS AT CUSTOMER'S SOLE DISCRETION AND RISK. WE WILL NOT BE RESPONSIBLE FOR ANY DAMAGE RESULTING TO CUSTOMER OR ITS COMPUTER SYSTEMS THAT RESULTS FROM THE USE OF THE WEBSITE.

17. WE SHALL NOT BE LIABLE TO CUSTOMER OR ANYONE ELSE FOR ANY LOSS OR INJURY ARISING OUT OF OR CAUSED, IN WHOLE OR IN PART, BY NEGLIGENT ACTS OR OMISSIONS IN COMPILING, COLLECTING, PROCESSING, COMMUNICATING OR DELIVERING MAIL OR HANDLING PHYSICAL OR DIGITAL DOCUMENTS, DIRECTLY OR INDIRECTLY. YOU AGREE AND ACKNOWLEDGE THAT THE TOTAL AMOUNT OF OUR LIABILITY, IF ANY, FOR ANY AND ALL CLAIMS, CAUSES OF ACTION, DAMAGES, LOSSES OR JUDGMENTS ARISING OUT OF OR RELATED TO THIS AGREEMENT AND THE SERVICES SHALL NOT EXCEED $100.00 WITHOUT REGARD TO THE NATURE OF THE CLAIM, LOSSES OR DAMAGES INCURRED. WE SHALL NOT BE LIABLE FOR ANY OTHER LOSS, CLAIM, DAMAGE OR INJURY ARISING OUT OF, RELATED TO, OR IN ANY CONNECTED WITH THIS AGREEMENT OR THE PROVISION OF ANY SERVICES PURSUANT TO THIS AGREEMENT.

18. Privacy Policy and Use of Customer Information. You acknowledge and agree to the terms of the Privacy Policy, which is incorporated into and part of this Agreement, as it may be updated from time to time.

19. Governing Law, Jurisdiction.

This Agreement and the Privacy Policy will be governed by, and construed, in accordance with the laws of the State of Oregon, which are intended to supersede any choice of laws or rules, which might otherwise be applicable. You consent to the venue and jurisdiction of the courts of the State of Oregon, whether Federal, state, or local with respect to any actions that may arise out of, or relate to, this Agreement or the Services. You acknowledge and agree that you are establishing minimum contacts with the state of Oregon for purposes of asserting personal jurisdiction over you for any claims arising from this Agreement, the Services, or the relationship created between you and us by this Agreement. You further agree that service of process on you via mail sent to your Earth Class Mail Account will be considered adequate and provides you with sufficient notice of the pendency of any claim. If we prevail in any action to enforce this Agreement or any cause of action arising out of this Agreement or services delivered pursuant to it, you will pay us our reasonable attorneys' fees and costs. The application of the United Nations Convention on the International Sale of Goods is expressly excluded.

20. Communications and Notice.

20.1. By using the Services, you consent to receiving electronic communications from us. These communications will include notices about your account (e.g., shipping and receiving e-mails and

other transactional information) and information concerning or related to our service. These communications are part of your relationship with us and you receive them as part of your usage of the Services. You agree that any notice, agreements, disclosure or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.

20.2. Notice shall be deemed given when delivered (if sent by electronic mail, facsimile, or delivery service) or five (5) days after being deposited in the U.S. mail, postage prepaid, or two (2) days after sending the notice via a commercial courier service to your address on Form 1583. Electronic mail notices to you shall be sent to the e-mail address provided in your profile (including the named Trustee), or as updated by you with appropriate notice, including through your profile on the applicable Website(s). It shall be your responsibility to ensure that we have a current e-mail address for you and your Trustee, and we shall not be responsible for failure to provide notice if the e-mail addresses provided by you is not valid or functioning.

21. Severability.

In the event that any provision or modification of this Agreement shall be deemed to be illegal, invalid or otherwise unenforceable, such provision shall be considered deleted from this Agreement, but all other provisions of this Agreement and the remaining portion of any provision which is deemed to be illegal, invalid or unenforceable in part shall continue in full force and effect.

22. Non-Waiver.

If any party to this Agreement fails to enforce any provision of this Agreement, or fails to exercise any right at any time, such failure shall not operate as a waiver thereof.

23. Entire Agreement.

This Agreement contains the entire agreement relative to the protection of information to be exchanged hereunder, and supersedes all prior or contemporaneous oral or written understandings or agreements regarding this issue. This Agreement shall not be modified or amended, except as expressly provided herein or in a written instrument executed by the parties.